Money-Making Mistakes: 3 Disruptive Ways Of Avoiding Them
Are you looking for proven ways that allow you to make money without stress?
Are you indebted and it seems that there is no way out of the seeming challenge?
Have you ever been frustrated being out of cash and no one is actually coming to your aide?
In this blog post, “Money-Making Mistakes: 3 Disruptive Ways Of Avoiding Them” I wish to unveil to you the 3 major steps you need to take to avoid unforeseen money-making mistakes.
This blog post is an excerpt from my latest published book, “Money Making Mistake“. Thus, if you are like me, a busy entrepreneur, you would like to DOWNLOAD a copy of this e-book now and read it at your convenient time. (CLICK HERE to access the DOWNLOAD page)
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You are aware that we all start out somehow expecting that we would end up wealthy. Unfortunately, as we get older and add years to our lives, we naturally believe that we should add value. But, it is not always so!
Waking up someday, we realize suddenly that our expectations are far from our realities. What do we do next? This blog post has the solutions. It is a process that leads to unending and sweatless wealth. It is full of practical steps.
This blog post, “Money-Making Mistakes: 3 Disruptive Ways Of Avoiding Them”, teaches you what to do for your financial dreams to come to fruition.
Bill Gates once said, “If you are born poor it’s not your mistake, but if you die poor it’s your mistake”.
Another wiseacre also altered that anointing soon turns into annoyance when there is no money.
Believe me, money is everywhere! But, it takes understanding and consistent application of principles to attract it.
You are struggling financially because you lack adequate insight for becoming financially free!
You can be, have and do what you want, when you want, where you want and how you want. It takes secrets!
It takes secret to make money, keep money and use money. Without these secrets money-making mistakes become the issue.
Of a truth, there are universal laws guiding money; there are rules of making saving, keeping money and investing money.
In deed, this blog post becomes relevant now because of the present and prevalent global pandemic and economic holocaust.
This blog post is a practical revelation of the truth behind poverty and struggles imminent among many people today.
MONEY IS SIMPLY AN IDEA, A GOOD, OR SERVICE
The process of making money starts when an idea is conceived, believed, and nurtured. Ideas generate money! Thus, when you lack ideas, you lack money. Thoughts are things, someone rightly said.
I like the title of Napoleon Hill’s book, “Think and Grow Rich” Until you think, you cannot grow rich.
Thinking is the secret of the rich. In fact, the hard work of the rich is thinking. The rich uses other people,lawfully, to achieve their set goals and objectives. The rich leverages on other people’s time, money, energy, and skills to achieve their targeted results.
John Hayes could not be wrong when he posited, “Nobody has a money problem but an ideas problem!”
There is no free money anywhere, even in Free Town. Nobody gives money freely, except it is a miracle. Even miracles do not just happen.
Miracles also obey the law of cause and effect.
Thus, when miracles happen, always remember that somebody paid the price spiritually, emotionally and/or otherwise. Miracles are not accidental occurrences.
Manna never failed from heaven until there was a cry (desire) for it. Whatever you want, by divine creation, they are already made available (Gen. 1:1), but you must desire it and consequently take steps to bring it into manifestation.
Now, let us talk about Money-Making Mistakes: 3 Disruptive Ways Of Avoiding Them…
#1 Disruptive Ways Of Avoiding Money-Making Mistakes
OBSERVING THE CLASSICAL RULE OF MONEY ALWAYS
“A part of what you earn is yours to keep”
Assuming you have been keeping 10% of all you earn, how much would you have in ten years? Go ahead and calculate this. Unimaginable! You might have screamed. But, why have you not been keeping it?
See, the money you make is a slave to work for you. Money is entitled to bear its child. Its child is also entitled to earn more for you. If you must become wealthy, then what you save must earn, and its children must earn; all shall help to give you the abundance you crave.
What have you to show for your earnings of your past months? What about the past year(s)? Why are you fooling yourself, labouring for another man; feeding from hand to mouth? “A penny saved is a penny earned”Benjamin Franklin noted.
“The secret of smart money is to learn to live like a millionaire but a pauper on paper….Making money is one set of skills. Keeping it is another.” Robert G. Allen added. “Wealth, like a tree, grows from a tiny seed. The first penny you save is the seed from which your tree of wealth shall grow. The sooner you plant that seed, the sooner shall the tree grow. And the more faithfully you nourish and water that tree with assistant savings, the sooner may you bash in contentment beneath its shade”Clason noted in his book, “The Richest Man In Babylon”.
Do you know that there is another classical law that states, “Unto him who keepeth and spendeth not a certain part of all his earnings, shall gold (money) come more easily? Him whose purse is empty does gold (money) avoid”.
The first penny you saved shall, by law of attraction and multiplication, attract more money into your purse.
Try this now, open a savings account with any bank or “Akawo”, start saving. Watch if you would not have an amount beyond your imagination in less than no time.
When you save money, you become a money magnet. When you save your money, you activate the law of attraction in your life. Each Naira or dollar you save will attract another Naira or dollar. A wise one saves for the future, but the foolish spends all he/she has (Proverbs 21:20).
A note of warning: life is meant to be enjoyed. Do not over strain or try to save too much. If 10% of your earning is all you can comfortably keep, be contempt to keep it.
Contributing to these, Robert G. Allen, in his book, “Multiple Streams of Income (2005:29-30)”unveiled “50 Ways to Save $50 a Month”; thus, making saving money easier for us all. Hear him:
Shop with a list – and stick to it.
Just say NO to ATMs with fees – plan ahead for your cash needs.
Does your bank charge high fees? MOVE YOUR ACCOUNT.
Pay off that credit card balance.
If you must carry a credit card balance, shop around for a card with a lower rate.
Look for lower premiums on your insurance policies.
Consider higher deductibles for your home and auto insurance.
Do you have private mortgage insurance? If you’ve built up 20% equity in your home, you can cancel it.
Use a mail-order pharmacy for long-term prescriptions.
“Doc, can I get that as a generic drug?”
Check all medical and hospital bills for errors – many insurance companies offer rewards.
Rent-never buy-something you’ll only use a few times.
Turn your yard into a department store-have a rummage sale.
Switch long-distance carriers-then switch again.
Call waiting? Not usually? Cancel those add-on phone services you don’t need.
E-mail your friends instead of calling.
Skip the movies-rent a video instead.
Dine out? Eat in.
Lunch is “in the bag”-or it should be.
Free up space in your mailbox-cancel that magazine subscription you never read.
Watch a parade or have a picnic-free entertainment is often the best.
Turn your car into a “chat room.” Carpool to work.
Join the “bus crowd” avoid cab fare.
Buy airline tickets in advance-and always stay through Saturday. You’ll have more fun and it’s a lot cheaper, too!
Quit that health club-join in local gym instead.
“COUPON” & “DOUBLE COUPON DAYS.” Enough said.
What’s in a name? Buy generic instead.
Skip the paper towels-wash your cloths ones instead.
Watch out for “convenience” foods-they’re expensive and not as healthy for you anyway.
Join a warehouse club.
“Scan” those scanners and receipts-mistakes do happen.
Avoid “pricey” specialty stores.
Comparison shop “on-line”
Premium gas for your car? Most run fine without it. Check your manual to be sure.
Forget the words “automatic car wash” – do it yourself and get some fresh air.
Use that quick-change oil and lube service on the corner instead of a full-service garage.
Never pay extra for service contracts or extended warranties-the manufacturer’s warranty is usually sufficient.
Cancel that premium channel you never watch-or cancel cable TV altogether.
Don’t touch that thermostat-put on a sweater instead.
Take a shower instead of a bath.
Only run a full dishwasher.
Have an energy audit done on your home-some companies offer them for FREE.
Never pay extra for car rental insurance-you’re probably already covered by your credit card or regular car insurance.
DON’T PLAY THE LOTTERY-the odds of getting hit by lightning are better than your chances of winning.
Time to refinance your home? Keep an eye on interest rates.
Pay yourself first-set aside a dollar a day.
Buy a “piggy bank” for all the spare change you keep finding in your couch.
Don’t spend your next pay raise-INVEST THAT MONEY INSTEAD.
#2 Disruptive Ways Of Avoiding Money-Making Mistakes
DISCOVER THE REASON WHY YOUR FINANCIAL LIFE MUST TURNAROUND FOR GOOD
Until you discover why you must be rich, you are not a candidate for prosperity. Everybody knows how to be rich but it is only the reason why they must be rich that is the problem.
A lot of people, especially in Africa are “suffering and smiling”. People look very happy eating “junks” as foods, riding match boxes as cars, and putting on rags as clothes.
Who told you that such positions cannot be attacked? Who told you that you are destined to be poor? Wake up from slumber!
Until you become MAD (Motivated, Aggressive and Determined) to change, your position remains. Until you say NO to poverty and YES to prosperity, you are not a candidate for prosperity.
Why are you still in this pitiable situation? Why are you not the CEO of a company? Why are you not making money in abundance? Why?
The seed that will germinate into prosperity and financial abundance is in you.
Just go ahead, get a paper and pen, and write down at least 15 reasons why you are not yet rich. Think out practical steps on how you can change the situation and become rich. Start from where you are, with what you have. I bet you in less than six (6) months from today, you shall be rich. Except, the Lord did not send me to you; God is too faithful. He shall confirm His Words.
#3 Disruptive Ways Of Avoiding Money-Making Mistakes
LEARN HOW TO BE RICH
In today’s world, going to school, getting the best grades and certificates, is no more a sure route to a lasting success!
In school, they do not teach you how to make money. If they do, no graduate would parade the streets of our towns looking for non-available, non-existing jobs.
Have you not discovered that even those who work in the banks and oil companies still complain of lack of money at the middle of the months? The reason is that a lot of people are not financially literate.
Making money is a skill of its own. It must be acquired and put into practice before money will be made.
To acquire such skills, you need to associate with the truly rich people and discover their secrets on how they made their monies. Repeat what they did in a more creative manner, and in less than no time, you shall have money in abundance.
How do you discover this? Just read their books. My recommended books for you are:
The Richest man in Babylon – George S. Clason
Winning the war against poverty – David O. Oyedepo
Anointing for Breakthrough– David O Oyedepo
Breaking Financial Hardship– David O. Oyedepo
Covenant Wealth – David O. Oyedepo
Success System – David O. Oyedepo
Success Strategies – David O. Oyedepo
Getting Rich your own way – Brain Tracy
Rich Dad, Poor Dad – Robert Kiyosaki
Retire Young, Retire Rich – Robert Kiyosaki
Guide to Investing – Robert Kiyosaki
Cashflow quadrant – Robert Kiyosaki
And any other book you can lay your hands that teaches Financial Intelligence.
“Would you call a fisherman lucky who for years so studied the habits of the fish that with each changing wind, he could cast his nets about them?” A wise one asked.
Bishop David O. Oyedepo said it and I believe him, “There is no substitute for information in your quest for a change of position, not even intercession can substitute for information”
Fasting and praying alone cannot make you rich. Until you study and discover the secrets of making money, you are not a candidate for serious wealth. God has done his own path. Discover what you must do to make it in life.
Henry Ford rightly said it, “Anyone who stops learning is old, either at twenty or eighty. Anyone who keeps learning stays young. The greatest thing in life is to keep your minds young”.
Nobody is responsible for where you are, but you; not even the devil. “You will be the same that you are in five years’ time, except for two things- the books you read and the people with whom you walk” Another wise one added; study to show yourself approved unto God, a workman that will not be ashamed.
P.S: I have made up my mind to become a Social Engineer, a Blogger, and author who proffers solutions to the seeming hydra-headed challenges and problems of Africa. This I started doing through my e-books, especially my latest e-book, “Secrets Of Business Breakthrough”